Collateral Debt Position - USDA

Auro Finance is an open-source CDP protocol that enables users to deposit various crypto assets (APT, stAPT, sthAPT, etc.) as collateral and borrow USDA, a decentralized stablecoin. Built on and expanding the proven MakerDAO model, Auro Finance ensures a stable, unbiased, and collateral-backed digital asset for DeFi.

Why Auro Finance?

Stablecoin protocols often face a trade-off between full collateralization and algorithmic models:

• Collateralized stablecoins provide a stable peg but carry custodial risks or require overcollateralization.

• Algorithmic stablecoins aim for decentralization but struggle with price stability, as seen in Basis and Seigniorage Shares.

Existing blockchain lending models have yet to fully democratize financial services, often facing inefficiencies from the Stablecoin Trilemma—balancing decentralization, price stability, and capital efficiency.

Auro Finance addresses capital inefficiency in overcollateralized stablecoins by: ✅ Leveraging CDPs to maximize fund efficiency ✅ Integrating liquidity from LPs on DEXs to maintain a strong peg ✅ Avoiding frozen funds (fiat-backed issues) or value loss (algorithmic failures)

Built by experienced DeFi experts, Auro Finance is designed to make USDA the most widely used stablecoin, harnessing Proof-of-Stake (PoS) rewards, Amnis Liquid Staking, and yield-bearing assets.

How Users Benefit from Auro Finance

• Use APT & Liquid Staking APT as collateral

• Borrow USDA

• Repay loans with USDA + interest

• Withdraw collateral anytime

• Earn AURO rewards for borrowing USDA

• Lock AURO into gAURO to receive a portion of revenue and rewards

Auro Finance is bridging DeFi and mainstream adoption, creating an efficient, scalable, and decentralized financial ecosystem.